The Northeast’s Premier Commercial Auto &
Group Benefits Insurance Broker

NY
CT
646-604-2988
203-900-3353
Licensed in New York, Connecticut, New Jersey, Pennsylvania, Maryland, & most New England States

Business Insurance


Discover the perfect insurance options to meet your specific and unique needs.

Personal Insurance


Browse through a variety of coverages and find the right one for you.

Commercial Auto


Finding insurance doesn't have to be difficult. We do the work for you, so you can relax.

Business Consulting


Enjoy our selection of different insurance options. We make saving money easy.

Homeowners Insurance


Homeowners Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.


Homeowners Insurance Information

Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you.

What is Homeowners insurance?
Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.

Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.

Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners' responsibility.

Why do you need homeowners insurance?
It is really all about protecting yourself financially if something unexpected happens to your home or possessions. That's important because chances are your home is likely one of your largest investments.

  • If your home was destroyed by fire or damaged by a natural disaster, you'd need money to repair or replace it.
  • If a guest in your home is injured, liability protection and medical coverage help pay expenses.
  • If you are a victim of theft and vandalism, it can reimburse you for your loss or pay for repairs.
  • If you are still paying for your home, your lender will require insurance.

It is important to know that homeowners insurance is meant to cover unexpected damage, not routine maintenance. Ask your agent to talk about what is covered and be sure to read your policy so you know exactly what's included and what is not.

Things to consider and questions to ask your agent
Here are few things to discuss with your agent that will influence your decisions.

  • How much will it cost to rebuild my house and replace my belongings if they are damaged or destroyed? (Ask your agent to talk you through your home's features and the things you own so you can make an informed decision about coverage.)
  • Does the insurance company have a good reputation for customer service? Is it known for paying claims fairly and promptly?
  • What discounts are available? (Ask about multiple policy, security system and fire resistance discounts.)
  • What's the process for filing and settling a claim? (Ask who to call and what happens after you file a claim.) 
Site Links Insurance Types Contact Information     Search Our Site
Home Page
About Us
Get A Quote
Claims
Newletter
Read Our Blog
Our Partners
Services
Contact
Business Insurance
Personal Insurance
Commercial Auto
Business Consulting
Asset Management
More Insurance Types
213 Country Ridge Drive
Rye Brook, NY 10573

Ph: 646.604.2988
Fx: 646.349.5778

&
360 West Putnam Avenue
Greenwich, CT 06830

Ph: 203.900.3353
Fx: 646.349.5778








Powered by Insurance Website Builder